Paul and Mary purchased their first home, taking a fixed rate on their mortgage for the first for 5 years. At the end of the 5 years they owed just over €240,000, had 25 years left to run and rolled onto a standard variable rate
January is the busiest time for mortgage enquiries, especially mortgage switching. After a month of spending and having time to establish new goals for family life and finances, we all start the New Year making resolutions. But why not start your financial New Year’s resolution
Do you remember when you used to have to take time off work to go into your local bank, and queue for what felt like forever? Finally you would get to speak to someone who spoke alien at you for half an hour and then
So, here’s how it goes. You’ve spent what feels like half your life dreaming about owning your first home. You have poured your hopes and dreams into every part of the process, and by the time you have turned the key, you have made considerable
You, our customers, are the reason we exist – and this is how it all started… In the beginning, as financial experts, we have been providing the best advice available on the market for over 15 years and we have seen first hand how the
In Ireland the majority of people still take their first mortgage directly via a bank and in most cases via their own bank. In the UK this is the converse, most people take their mortgage via a broker. So why is the Irish market so
Misconceptions about mortgage switching The Central Bank of Ireland carried out Mortgage Switching Research and published a report in 2017 which highlighted findings with regard to people’s perception of and experience with regard to mortgage switching. These misconceptions are common ground for customers that I
More people are switching their mortgage in Ireland, this is evidenced in the number and value of transactions 2017 to 2018 which resulted in year on year growth of 75%. Why are more people switching? In general people switch their mortgage to avail of better
