Mortgage news & insights

Mortgage tips, customer inspiration, and the latest news in the mortgage lending market.

Will fixed and variable mortgage rates decrease now that the ECB has cut rates?

There are approximately 720,000 residential mortgages in Ireland, over 560,000 are home loans. Approximately 180,000 are tracker mortgages the remainder are on fixed or variable rates. The ECB has decreased their rate, will this mean we should see a drop in other...

How much will the ECB rate decrease benefit tracker mortgage holders and what’s next?

Thursday saw very welcome news for tracker mortgage holders who after ten consecutive rate increases have now seen the first rate cut by the ECB. This 0.25% rate cut will positively impact approx. 180,000 tracker mortgage holders in Ireland who will see their mortgage...

Everything you need to know about the First Home Scheme

What is the first home scheme? The First Home Scheme (FHS) is designed to support home ownership by bridging the gap between what an eligible first time buyer can secure as mortgage approval under Central Bank loan to income rules (4 times income) plus their deposit...

Mortgage Switching – What’s involved and who can save big?

How will I know if it makes sense to switch mortgage? The first step in deciding whether you need to switch mortgage is to understand if there is a financial benefit in doing so. You will only ever switch if it makes financial sense to do so – take 15 minutes to...

Self Employed Mortgage Applicants – here’s what you need to know

What income will be taken into account? As with all mortgage applications when it comes to income a banks primary concern is the sustainability of the income that they are relying on for mortgage purposes. For employed individuals who are in permanent employment a...

Mortgage News – What’s New?

Mortgage News - What's New? Mortgage Interest Rates In the last six weeks we have seen rate changes from six lenders with rates now starting from a competitive 3.45%. The gap between rates is a record high with lowest rate starting at 3.45% and going right up to...
Mortgage News – What’s New?

Mortgage News – What’s New?

Mortgage News - What's New? Mortgage Interest Rates In the last six weeks we have seen rate changes from six lenders...

Top Tip for Home buying in 2024

Top Tip for Home buying in 2024

Help to buy a home in 2024 Irelands buoyant labour market has meant that rising interest rates have not dampened...

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