Mortgage news & insights
Mortgage tips, customer inspiration, and the latest news in the mortgage lending market.
Mortgage Interest rates – what’s new and will rates continue to fall
Interest rates - what's new? Disinflation in the Euro area has led to optimism that mortgage interest rates may start to decrease and we are now starting to see this trickle through. In the last month the big banks have gone to war on their Green mortgage offering....
How mortgage overpaying your mortgage can save you money
How can I pay less interest on my mortgage? There are three things that impact your mortgage repayments and the level of interest that you repay, these are; the amount you borrow, the interest rate applicable and the mortgage term. If you reduce any of these three...
Green and EcoSaver Mortgage Rates
Two rate changes in one week on Green & EcoSaver Mortgage Rates so here's what's new - What are Green Mortgage Rates? Green mortgage rates are available from AIB Group - Haven Mortgages, EBS and AIB and also from Permanent TSB. The lowest Green rate on the market...
What is the Help to Buy Scheme? A Step by Step guide on how to apply for it
What is the Help to Buy Scheme? The Help to Buy (HTB) is available to first time buyers purchasing new home who have paid tax in Ireland over the last four years. It is a rebate of the tax you have paid over the last four years. You can be eligible for up to 10% of...
Will mortgage interest rates in Ireland fall in 2024?
Mortgage interest rates in Ireland are constantly in flux, making the prediction for their future direction a challenging task. While there is sense of optimism that rates may start to fall the big question is when and by how much. For those in the process of applying...
The amount you can borrow differs by bank – here’s why
The Irish mortgage market could certainly benefit from increased competition but of the lenders who are in the market there are clear differences in terms of the amount you can borrow across the different lenders. All banks work under a framework of loan to income...
All you need to know about life cover and protection policies
When it comes to life cover, the myriad of advertisements touting lowest cost life cover premiums and multi different types of cover can be overwhelming. While protection is often viewed as a necessary evil, the real question is: what factors should you consider when...
Top Tip for Home buying in 2024
Help to buy a home in 2024 Irelands buoyant labour market has meant that rising interest rates have not dampened demand for home buying in 2024. A record 30,000 First Time Buyers received mortgage approval in 2023. First time buyers make up the largest portion of the...
Boost your chances of becoming a homeowner in 2024
Buying a home in 2024 – three ways to boost your chances of becoming a homeowner in 2024 Demand from first time buyers is at an all time high with over 30,000 mortgage applications approved in 2023. Looking at some stats, the median age of a first-time buyer is now 35...
Top tips for buying a house in 2024
Planning on buying a home in 2024 – these are the figures you need to know New year is a time for new resolutions and is also the busiest time for enquiries from mortgage applicants. Last year saw record numbers of first time buyers securing mortgage approval with...
How to make a successful Mortgage Application
doddl in the News - Our latest mortgage expert contribution published in The Times this weekend covers how to make a successful mortgage application. Here are some of our thoughts at doddl on how to make a successful mortgage application - What are the tips for...
Considerations for a first time buyer purchasing a home with a second time buyer
We worked with Sinead Ryan of the Irish Independent to answer one of her readers questions – See full article here - Read here The question raised was: I bought my first apartment when I was 25 with help from my parents. I am now 34 and am buying with my partner (we...
Green Mortgage Rates – The lowest mortgage rates in Ireland
What is the lowest mortgage rate in Ireland right now? Green rate mortgages are the lowest rates available in Ireland right now. Green rates start from 3.65%. Not all lenders offer Green rates so if you are eligible for a Green rate mortgage then you should certainly...
The Q3 Irish Independent doddl.ie Mortgage Switching Index
Mortgage Switching activity has decreased by 80pc in 2023 despite the savings available from switching almost doubling to €591 per month or over €7,000 per annum.
Q2 doddl.ie Mortgage Switching Index
Front page news for our Q2 Irish Independent doddl.ie mortgage switching Index, here’s what we have to say.
Self build mortgages in Ireland
Some key considerations when financing the building a home in Ireland
Avant Money One Mortgage Rate
Avant currently offer some of the lowest rates in the Irish market and offer unique long term mortgage rates under their One Mortgage product offering.
Green mortgage rates – what you need to know
Green mortgage rates are available to first time buyers, movers and switchers where BER of the home is B3 or above. All new builds will have an A rating so all eligible.
6 steps to fund refurbishments when purchasing a second hand home
Here, our Home Buyer Helper team outline the simple steps involved in getting funding for refurbishments once you’ve secured your property.
Irish Independent doddl.ie Mortgage Switching Index
Householders rolling off fixed rates could be needlessly overpaying almost €16,000 in the next three years on the average mortgage if they do not make the right choice about their next move, an expert has warned.
Purchasing a new build – where to start
There are many advantages to purchasing a new build home. Our Home Buyer Helper team have put together this quick guide on what you’re getting, and what to look out for.
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