Mortgage news & insights

Mortgage tips, customer inspiration, and the latest news in the mortgage lending market.

ECB Rate Update July 2024

July ECB Monetary Policy Meeting Update Listen Here to our radio interview on RTE1 Morning Ireland on what the July meeting would bring and what 2024 could bring for tracker rate customers - Listen Here  Tracker mortgage holders met the first reduction in the ECB...

What are booking and contract deposits and when do I need to pay them?

Mortgage Deposits in Ireland, what are the general rules? If you are purchasing a home in Ireland and taking out a mortgage then your mortgage lender will require you to have a 10% deposit. This is regardless of whether you are a first time buyer or second and...

What happens once you find your home and go sale agreed?

What happens once you find your home and go sale agreed? Saving your deposit, getting mortgage approval and finding a home all takes time and a lot of hard work. So once you have found your new home, what’s next? If you are successful at bidding on a second hand home...

How many years should I take my mortgage over?

Latest figures show that the median age of a first-time buyer rose to 35 years, the highest on record, while only 20% of first time buyers were under the age of 30 years, compared to 60% in 2004. Mortgage terms of up to 35 years can be taken and lenders all have...

Will fixed and variable mortgage rates decrease now that the ECB has cut rates?

There are approximately 720,000 residential mortgages in Ireland, over 560,000 are home loans. Approximately 180,000 are tracker mortgages the remainder are on fixed or variable rates. The ECB has decreased their rate, will this mean we should see a drop in other...

How much will the ECB rate decrease benefit tracker mortgage holders and what’s next?

Thursday saw very welcome news for tracker mortgage holders who after ten consecutive rate increases have now seen the first rate cut by the ECB. This 0.25% rate cut will positively impact approx. 180,000 tracker mortgage holders in Ireland who will see their mortgage...
Employment Wage Subsidy Scheme

Employment Wage Subsidy Scheme

It is not always clear if your employer is availing of the EWSS (Employment Wage Subsidy Scheme) subsidy unlike the TWSS (Temporary Wage Subsidy Scheme) last year that was on your payslip, the EWSS isn’t.

Busy week for mortgage switching at doddl

Busy week for mortgage switching at doddl

Everyone should be looking at their rate and term at regular intervals to see if they can save by reducing interest rates either with their existing lender or by switching mortgage provider.

Ulster Bank Confirms Exit From Irish Market

Ulster Bank Confirms Exit From Irish Market

After 160 years servicing Irish customers Ulster Bank have today announced that they are exiting the Irish market. This is not great news for the consumer as Ulster Bank were a key player in the Irish market.

Costs to take out a mortgage

Costs to take out a mortgage

Martina Hennessy, MD of Doddl.ie discusses deposit requirements for first and second time buyers plus other transaction costs to consider in order to complete out on the purchase.

Reminder Check Your Mortgage Statement

Reminder Check Your Mortgage Statement

Mortgage Statements are being issued from all the banks right now. If you have a mortgage this is a reminder to see if you can save by switching your mortgage.

doddl featured in The Irish Independent

doddl featured in The Irish Independent

Delighted to be featured in The Irish Independent House Price Survey 2021 today. Full page on the mortgage market and what to expect in 2021.

doddl mortgages featured on RTÉ

doddl mortgages featured on RTÉ

Irish mortgage interest rates are the highest in the Euro Zone. This is why if you are taking out a new mortgage or looking to switch your mortgage you need to research the market and speak to the experts.

doddl mortgages featured in The Irish Examiner

doddl mortgages featured in The Irish Examiner

Applications for mortgage exceptions are expected to surge to record levels in January as lenders respond to pent-up demand from borrowers, according to a mortgage expert.

Save €5000 in 2021

Save €5000 in 2021

The New Year brings many resolutions one of which for many households is cutting back on household outgoings. Spend your time saving money and look at big ticket items which can substantially affect your household finances.

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