Mortgage news & insights

Mortgage tips, customer inspiration, and the latest news in the mortgage lending market.

First Home Scheme – All your questions answered

The First Home Scheme can be a fantastic way to bridge the affordability gap and get onto the property ladder. But remember, it’s not free money. You are exchanging a percentage of ownership in your new home for funds today to help you buy that home. Who takes the...

Budget 2027: What changed for home buyers?

Budget 2027: What changed for home buyers? Help to Buy: €30k → €35k (a €5,000 uplift but no uplift in property value threshold of €500,000 which restricts many) Rent-a-Room: €14k → €16k tax-free (go above this limit and the full amount is taxable) Qualifying garden...

Help to Buy and First Home Schemes – how they support deposit and affordability

The Help to Buy and First Home Schemes are used by our clients purchasing new build homes to help buy their first home or self build. The First Home Scheme can also be used to purchase a home your landlord is selling under the Tenant Purchase Scheme. Here are some...

67% of people using the first home scheme also use the Help to Buy

What is the first home scheme and can I use it with the help to buy scheme? 67% of people who avail of the first home scheme also use the help to buy scheme so how do they both work together? The HTB and FHS’s can be used together to help fund different parts of a...

The ECB have increased rates – what does this mean for me?

Today the ECB increased their main refinancing rate from 2.4% to 2.65%, the second rate increase in three months. With inflation in the Euro area at 3.3% (3.7% in Ireland), far ahead of the ECB’s target level of 2% and with two more European Monetary Policy Meetings...

5 numbers that help explain the Irish housing & mortgage market right now

These 5 figures help explain what’s happening in the mortgage & property market in Ireland. 1. What is the average income of a newly mortgaged first time buyer? €95,000 — The average household income of a mortgaged first-time buyer is now around €95,000. 2. What...

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Top tips for home buying in 2024

Top Tip for Home buying in 2024

Jan 12, 2024

Help to buy a home in 2024 Irelands buoyant labour market has meant that rising interest rates have not dampened...

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Avant Money One Mortgage Rate

May 29, 2023

Avant currently offer some of the lowest rates in the Irish market and offer unique long term mortgage rates under their One Mortgage product offering.

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Irish Independent doddl.ie Mortgage Switching Index

May 8, 2023

Householders rolling off fixed rates could be needlessly overpaying almost €16,000 in the next three years on the average mortgage if they do not make the right choice about their next move, an expert has warned.

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Purchasing a new build – where to start

May 5, 2023

There are many advantages to purchasing a new build home. Our Home Buyer Helper team have put together this quick guide on what you’re getting, and what to look out for.

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5 Top Tips for Mortgage Switching

May 2, 2023

As a follow on from our interview with Claire Byrne, we share some information on mortgage switching and highlight the importance of reviewing your mortgage rate.

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Your property search – where to start

May 1, 2023

House hunting can be frustrating, and sometimes disappointing but you don’t need to go it alone. Here our Home Buyer Helper team outline a few basic tips to help you set yourself up for a better house hunting experience.

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Homeowners urged to act now to avoid mortgage repayment hikes

Sep 26, 2022

We highlight the significant savings that can be made by switching your mortgage and also look at whether those on short term fixed rates should look to break out of their fixed rate and lock into a longer term fixed rate in anticipation of expected rate increases.

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