Mortgage news & insights

Mortgage tips, customer inspiration, and the latest news in the mortgage lending market.

Help to Buy and First Home Schemes – how they support deposit and affordability

The Help to Buy and First Home Schemes are used by our clients purchasing new build homes to help buy their first home or self build. The First Home Scheme can also be used to purchase a home your landlord is selling under the Tenant Purchase Scheme. Here are some...

67% of people using the first home scheme also use the Help to Buy

What is the first home scheme and can I use it with the help to buy scheme? 67% of people who avail of the first home scheme also use the help to buy scheme so how do they both work together? The HTB and FHS’s can be used together to help fund different parts of a...

The ECB have increased rates – what does this mean for me?

Today the ECB increased their main refinancing rate from 2.4% to 2.65%, the second rate increase in three months. With inflation in the Euro area at 3.3% (3.7% in Ireland), far ahead of the ECB’s target level of 2% and with two more European Monetary Policy Meetings...

5 numbers that help explain the Irish housing & mortgage market right now

These 5 figures help explain what’s happening in the mortgage & property market in Ireland. 1. What is the average income of a newly mortgaged first time buyer? €95,000 — The average household income of a mortgaged first-time buyer is now around €95,000. 2. What...

You have €150k equity in your  current home… so why can moving still be so difficult?

Why is trading up so difficult? 6 challenges facing movers AND how we can help at doddl. 1. There simply aren’t enough suitable second-hand homes available. This is probably the biggest issue. MyHome’s Q2 report estimates that only around 2% of Ireland’s 2.2 million...

Mortgage Switching Volumes up 25% as more people SAVE by switching

Homeowners increasingly opting for top up mortgages with their existing bank may be costing themselves thousands in needless charges and repayments according to the Q2 Irish Independent doddl.ie Mortgage Switching Index. As the value of mortgage switching reaches...

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Avant Money One Mortgage Rate

May 29, 2023

Avant currently offer some of the lowest rates in the Irish market and offer unique long term mortgage rates under their One Mortgage product offering.

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Irish Independent doddl.ie Mortgage Switching Index

May 8, 2023

Householders rolling off fixed rates could be needlessly overpaying almost €16,000 in the next three years on the average mortgage if they do not make the right choice about their next move, an expert has warned.

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Purchasing a new build – where to start

May 5, 2023

There are many advantages to purchasing a new build home. Our Home Buyer Helper team have put together this quick guide on what you’re getting, and what to look out for.

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5 Top Tips for Mortgage Switching

May 2, 2023

As a follow on from our interview with Claire Byrne, we share some information on mortgage switching and highlight the importance of reviewing your mortgage rate.

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Your property search – where to start

May 1, 2023

House hunting can be frustrating, and sometimes disappointing but you don’t need to go it alone. Here our Home Buyer Helper team outline a few basic tips to help you set yourself up for a better house hunting experience.

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Homeowners urged to act now to avoid mortgage repayment hikes

Sep 26, 2022

We highlight the significant savings that can be made by switching your mortgage and also look at whether those on short term fixed rates should look to break out of their fixed rate and lock into a longer term fixed rate in anticipation of expected rate increases.

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First Home (Shared Equity) Scheme  – what we know?

Jul 7, 2022

The scheme is designed to support home ownership by bridging the gap between what an eligible first time buyer can secure as mortgage approval under Central Bank loan to income rules plus their deposit versus the purchase price of the new build property they are hoping to purchase.

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