Mortgage news & insights

Mortgage tips, customer inspiration, and the latest news in the mortgage lending market.

In the News: Irish Independent doddl.ie Mortgage Switching Index

Mortgage holders are moving early to seek protection from potential interest rate rises as rising household costs leave borrowers more exposed to even modest rate increases. The shift comes as approximately 40,000 mortgage holders are set to roll off fixed mortgage...

How to finance home renovations and what are Green rates?

Green home improvement loans and green mortgages are becoming more popular in Ireland. This is because more homeowners want to make their homes energy-efficient and save money. Lenders often offer lower interest rates if your home is energy-efficient. In other words,...

Inflation and its impact on Interest Rates

Coming into 2026 it was expected that the year would be one of rate stability, however geopolitical tensions feeding back into increased inflation and lower growth expectations for the Euro area is leading many analysts to predict that the ECB may increase rates this...

Buying a Home in Ireland? You need to know these 10 statistics

Key statistics on home buying in Ireland for 2026, brought to you by our mortgage experts

LATEST: Doddl Mortgage Switching Index 2026 – A must read

The latest Irish Independent doddl.ie Mortgage Switching Index shows that while switching drawdowns have reached their second highest level since 2008, activity remains far below where it should be.

3 Ways to boost your chances of becoming a home owner in 2026

Three ways to boost your chances of becoming a homeowner in 2026

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Life Cover, Specified Illness and Income Protection – what do they cover and why do I need them?

May 2, 2025

Discover protection insurance in Ireland – how life cover, specified illness & income protection work, what they cover, and why they matter.

Finance Ireland Stops New Mortgage Lending in Ireland: What It Means for Borrowers

Mar 25, 2025

Finance Ireland have made the decision to cease residential mortgage lending in the Irish market until they can return...

Mortgage Cashback – What is it and is it too good to be true?

Mar 16, 2025

Learn how mortgage cashback works in Ireland—are the upfront incentives worth the higher interest rates and early repayment penalties?

How to Get the Lowest Mortgage Rates in Ireland (2025)

Mar 16, 2025

The lowest mortgage rates in Ireland: Whether you have a mortgage or are taking out a mortgage to purchase a home, the...

Mortgage Switching – who can save by switching and what’s involved?

Jan 17, 2025

How will I know if I should switch my mortgage? The first step in deciding whether you need to switch mortgage is to...

The Mortgage Market – What to Expect in 2025

Jan 1, 2025

The Mortgage Market - What to Expect in 2025 2024 saw lots of change in the mortgage market with reduced rates, new...

Your 2025 Mortgage Guide: What Every Applicant Needs to Know

Jan 1, 2025

Applying for a mortgage in 2025 - Here's what you need to know - The Irish mortgage market is constantly changing....

How to Finance Green Home Improvements

Dec 29, 2024

Greening your home: Is it worth it? As part of the Governments Climate Action Policy, the National Residential...

What is the Help to Buy Scheme and How do I Apply?

Dec 27, 2024

What is the Help to Buy Scheme? The Help to Buy scheme has supported over 50,000 homeowners in buying a new build home...

Mortgage Interest Rates – What to Expect in 2025

Dec 17, 2024

It is always really difficult to predict interest rate movements, we have seen how the unexpected (Covid and Wars) can...

How to Finance Home Renovations – Turning your first home into your forever home

Dec 17, 2024

Turning Your First Home Into Your Dream Home: Financing Home Renovations Whether you’ve just purchased your first...

How to Maximise your home buying budget

Oct 24, 2024

Understanding your purchase power is something that we can really help with, here's how - We are all too well aware of...

Mortgage Switching – What’s involved and who can save big?

Oct 19, 2024

How will I know if it makes sense to switch mortgage? The first step in deciding whether you need to switch mortgage...

Doddl – How does our service work?

Aug 29, 2024

How does our service work at doddl? Doddl is a mortgage intermediary which means that we work with all major lenders...

ECB Rate Update July 2024

Jul 18, 2024

July ECB Monetary Policy Meeting Update Listen Here to our radio interview on RTE1 Morning Ireland on what the July...

What are booking and contract deposits and when do I need to pay them?

Jul 16, 2024

Mortgage Deposits in Ireland, what are the general rules? If you are purchasing a home in Ireland and taking out a...

What happens once you find your home and go sale agreed?

Jul 16, 2024

What happens once you find your home and go sale agreed? Saving your deposit, getting mortgage approval and finding a...

How many years should I take my mortgage over?

Jul 12, 2024

Latest figures show that the median age of a first-time buyer rose to 35 years, the highest on record, while only 20%...

Will fixed and variable mortgage rates decrease now that the ECB has cut rates?

Jun 7, 2024

There are approximately 720,000 residential mortgages in Ireland, over 560,000 are home loans. Approximately 180,000...

How much will the ECB rate decrease benefit tracker mortgage holders and what’s next?