Mortgage news & insights

July ECB Monetary Policy Meeting Update Listen Here to our radio interview on RTE1 Morning Ireland on what the July meeting would bring and what 2024 could bring for tracker rate customers - Listen Here  Tracker mortgage holders met the first reduction in the ECB...

Mortgage Deposits in Ireland, what are the general rules? If you are purchasing a home in Ireland and taking out a mortgage then your mortgage lender will require you to have a 10% deposit. This is regardless of whether you are a first time buyer or second and...

What happens once you find your home and go sale agreed? Saving your deposit, getting mortgage approval and finding a home all takes time and a lot of hard work. So once you have found your new home, what’s next? If you are successful at bidding on a second hand home...

Latest figures show that the median age of a first-time buyer rose to 35 years, the highest on record, while only 20% of first time buyers were under the age of 30 years, compared to 60% in 2004. Mortgage terms of up to 35 years can be taken and lenders all have...

There are approximately 720,000 residential mortgages in Ireland, over 560,000 are home loans. Approximately 180,000 are tracker mortgages the remainder are on fixed or variable rates. The ECB has decreased their rate, will this mean we should see a drop in other...

Thursday saw very welcome news for tracker mortgage holders who after ten consecutive rate increases have now seen the first rate cut by the ECB. This 0.25% rate cut will positively impact approx. 180,000 tracker mortgage holders in Ireland who will see their mortgage...