Mortgage news & insights

Mortgage tips, customer inspiration, and the latest news in the mortgage lending market.

Mortgage Interest Rates Ireland – What’s New?

This week one of the main banks increased its mortgage rates, if you are confused about where rates might go to next, here is our take on the current rate environment. Why do mortgage interest rates increase? Banks (excl. non-bank lenders) fund their mortgage lending...

First Home Scheme – All your questions answered

The First Home Scheme can be a fantastic way to bridge the affordability gap and get onto the property ladder. But remember, it’s not free money. You are exchanging a percentage of ownership in your new home for funds today to help you buy that home. Who takes the...

Budget 2027: What changed for home buyers?

Budget 2027: What changed for home buyers? Help to Buy: €30k → €35k (a €5,000 uplift but no uplift in property value threshold of €500,000 which restricts many) Rent-a-Room: €14k → €16k tax-free (go above this limit and the full amount is taxable) Qualifying garden...

Help to Buy and First Home Schemes – how they support deposit and affordability

The Help to Buy and First Home Schemes are used by our clients purchasing new build homes to help buy their first home or self build. The First Home Scheme can also be used to purchase a home your landlord is selling under the Tenant Purchase Scheme. Here are some...

67% of people using the first home scheme also use the Help to Buy

What is the first home scheme and can I use it with the help to buy scheme? 67% of people who avail of the first home scheme also use the help to buy scheme so how do they both work together? The HTB and FHS’s can be used together to help fund different parts of a...

The ECB have increased rates – what does this mean for me?

Today the ECB increased their main refinancing rate from 2.4% to 2.65%, the second rate increase in three months. With inflation in the Euro area at 3.3% (3.7% in Ireland), far ahead of the ECB’s target level of 2% and with two more European Monetary Policy Meetings...

exchanging contracts - switch mortgages 2023 - doddl

Homeowners urged to act now to avoid mortgage repayment hikes

We highlight the significant savings that can be made by switching your mortgage and also look at whether those on short term fixed rates should look to break out of their fixed rate and lock into a longer term fixed rate in anticipation of expected rate increases.

couple discussing finances - shared equity mortgage scheme - doddl

First Home (Shared Equity) Scheme  – what we know?

The scheme is designed to support home ownership by bridging the gap between what an eligible first time buyer can secure as mortgage approval under Central Bank loan to income rules plus their deposit versus the purchase price of the new build property they are hoping to purchase.

Collection of Irish Credit Cards - save money - doddl

10 ways to save money

There’s quite a stretch until the next pay day, so here’s a few cost-cutting tips.

martina henessy - mortgage money saving tips - doddl

Saving tips

Doddl Managing Director, Martina Hennessy has outlined two key steps for homeowners to take in 2022 to combat rising bills and living expenses and save mega bucks.

mortgage news article - doddl

Is a fixed rate mortgage a good idea?

80% of new mortgages were drawn down on fixed rates last year. Fixed rates are lower than variable rates which is one of the reasons they are so popular right  now but also mortgage holders value the security of knowing what their repayments will be and having a set monthly repayment.

mortgage news article - doddl

doddl mortgages featured nationwide

The Q1 Irish Independent doddl mortgages switching index featured nationwide highlighting how you could SAVE over €12,000 for only 6 hrs of your time!⁠ ⁠

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