Mortgage switching calculator
Ready to switch your mortgage? It’s easy with doddl. Calculate how much you’ll save when you switch with our mortgage switching calculator.
Switch to the best mortgage rate in Ireland
Working with all major lenders, we’re able to make sure you’re switching to the best rate on the market.
Working with your free doddl advisor, we’ll make sure that your switch works for you now, and into the future.
Rates may change and rate is set at date of mortgage draw down.
VARIABLE
3.75%
Ireland's best variable mortgage rate available today
FIXED
3.0%
Ireland's best fixed mortgage rate available today
LOCK IN
30 years
Ireland's longest fixed term mortgage available today
Should I switch to a variable of fixed rate mortgage?
Fixed rate mortgages, whereby you’re locking in your monthly payments for a specific provide more certainty, whereas variable rates could save you money in the longer term rates if and when interest rates decrease. Your free doddl mortgage advisor will let you know how the market is shifting and help to make sure you’re switching to the best mortgage for you and your needs.
Mortgage switching insights, tips and news
Our expert advisors are constantly reading market signals to ensure we’re offering doddlers the best switching advice around.
The mortgage market – what’s new?
Whats new in the mortgage market in Ireland, mortgage interest rates, switching and home purchase.
Doddl Mortgage Switching Index – What could you save by switching?
Mortgage Switching savings have doubled in the last 5 years according to the latest Irish Independent doddl.ie Mortgage Switching Index. The Index also found that more people are switching with a 91% year-on-year increase in mortgage switching value in the year to end June 2025.
Avant Money’s Flex Mortgage – A variable rate with a difference
Avant Money introduced their Flex Mortgage Product in March, a variable rate benchmarked to the 12-month Euribor rate. While the Flex Mortgage may be new to the Irish market, Avant Money's parent Bankinter have successfully offered this type of product for over 10...
Ireland Housing Update: Prices, Construction, Mortgage Rates
Explore Ireland’s Q1 2025 housing market update—rising prices, low supply, increased construction, mortgage drawdowns & ECB rate outlook.
Mortgage Cashback – What is it and is it too good to be true?
Learn how mortgage cashback works in Ireland—are the upfront incentives worth the higher interest rates and early repayment penalties?
How to Get the Lowest Mortgage Rates in Ireland (2025)
The lowest mortgage rates in Ireland: Whether you have a mortgage or are taking out a mortgage to purchase a home, the interest rate you select is hugely important. Interest adds no value to your mortgage so if you are paying more than you should it is a needless cost...
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