Mortgage news & insights

Mortgage tips, customer inspiration, and the latest news in the mortgage lending market.

Doddl – How does our service work?

How does our service work at doddl? Doddl is a mortgage intermediary which means that we work with all major lenders to help you secure the best mortgage for your personal circumstances. Purchasing a home or looking to review your current mortgage rate – we are here...

ECB Rate Update July 2024

July ECB Monetary Policy Meeting Update Listen Here to our radio interview on RTE1 Morning Ireland on what the July meeting would bring and what 2024 could bring for tracker rate customers - Listen Here  Tracker mortgage holders met the first reduction in the ECB...

What are booking and contract deposits and when do I need to pay them?

Mortgage Deposits in Ireland, what are the general rules? If you are purchasing a home in Ireland and taking out a mortgage then your mortgage lender will require you to have a 10% deposit. This is regardless of whether you are a first time buyer or second and...

What happens once you find your home and go sale agreed?

What happens once you find your home and go sale agreed? Saving your deposit, getting mortgage approval and finding a home all takes time and a lot of hard work. So once you have found your new home, what’s next? If you are successful at bidding on a second hand home...

How many years should I take my mortgage over?

Latest figures show that the median age of a first-time buyer rose to 35 years, the highest on record, while only 20% of first time buyers were under the age of 30 years, compared to 60% in 2004. Mortgage terms of up to 35 years can be taken and lenders all have...

Will fixed and variable mortgage rates decrease now that the ECB has cut rates?

There are approximately 720,000 residential mortgages in Ireland, over 560,000 are home loans. Approximately 180,000 are tracker mortgages the remainder are on fixed or variable rates. The ECB has decreased their rate, will this mean we should see a drop in other...
Misconceptions about mortgage switching

Misconceptions about mortgage switching

The Central Bank of Ireland carried out Mortgage Switching Research and published a report in 2017 which highlighted findings with regard to people’s perception of and experience with regard to mortgage switching.

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