Our experts outline the steps required to get on Ireland’s first home scheme
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first time buyers
The scheme is designed to support home ownership by bridging the gap between what an eligible first time buyer can secure as mortgage approval under Central Bank loan to income rules plus their deposit versus the purchase price of the new build property they are hoping to purchase.
As the cautious reopening continues and more activities become available, many people are looking forward to getting out and about and enjoying themselves after many months of restrictions.
Homeowners who are improving the energy rating of their home to B3 or above can secure one of the green rates.
80% of new mortgages were drawn down on fixed rates last year. Fixed rates are lower than variable rates which is one of the reasons they are so popular right now but also mortgage holders value the security of knowing what their repayments will be and having a set monthly repayment.
Not sure you can afford to purchase a home and the necessary renovations In these videos Martina discusses how you can obtain the funds needed to purchase your first (or second) home
Each bank has its own criteria, so it is important to understand what the banks look at when assessing mortgage applications!
If you have a mortgage and are considering whether to fix or looking to take out a mortgage to purchase a property, here are some items to consider.
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