Mortgage news & insights

Finance Ireland have made the decision to cease residential mortgage lending in the Irish market until they can return to a position where they can compete more effectively on pricing. Once Irelands largest residential non-bank lender, the Finance Ireland team have...

What is mortgage cashback? Mortgage cashback is a marketing incentive whereby a bank offers you a cash amount once your mortgage is drawn down. This cash amount can range from €1,500 to 2% of your mortgage back in cash at draw down plus a further 1% at the end of year...

Whether you have a mortgage or are taking out a mortgage to purchase a home, the interest rate you select is hugely important. Interest adds no value to your mortgage so if you are paying more than you should it is a needless cost that you are just paying over to the...

How will I know if I should switch my mortgage? The first step in deciding whether you need to switch mortgage is to understand if there is a financial benefit in doing so. You will only ever switch if it makes financial sense to do so – take 15 minutes to review what...

The Mortgage Market - What to Expect in 2025 2024 saw lots of change in the mortgage market with reduced rates, new lenders and huge demand seeing mortgage approval figures at a record high. What can we expect in 2025? Interest rates – After two years of upward...

Applying for a mortgage in 2025 - Here's what you need to know - The Irish mortgage market is constantly changing. Over the past year, we’ve seen mortgage rates climb and then start to fall, alongside the arrival of two new lenders, bringing the total number of...