Mortgage Resources > Compare Mortgages

There are now 10 mortgage lenders in the Irish market, and hundreds of rate options based on mortgage level, loan to value, and Building Energy Rating. Don’t know where to start? Allow our expert team to find the best mortgage for you.

There are a lot of factors to take into consideration when applying for a new mortgage, or if you’re looking to switch mortgage to save money of lock in your rate.

Simply from a rates perspective, it is so important to get the lowest rate you can achieve. Paying more than you need to on interest is totally unnecessary!

Here are today’s lowest variable and fixed rate options on the Irish market.

Fixed rate mortgage

Choosing a fixed rate mortgage means that you pay a set amount monthly regardless of any interest rate increases or decreases.

It’s important to know when your fixed rate is coming to an end, as you may want to switch mortgage to a new fixed rate.

The majority of our clients are fixing their rate for between 2 and 4 years. At the lowest rate over 30 years, for every €100,000 you borrow, you’d pay €446 per month.

Variable Rate Mortgage

Choosing a variable rate mortgage means that your rate and monthly repayments can increase or decrease over time depending on the interest rate set by the Central Bank.

Variable-rate mortgages are popular when interest rates are lower or are predicted to go down.

Split Rate Mortgage

Some lenders offer a split rate mortgage, simply meaning that part of your mortgage and repayments will be variable, and some of it will be fixed, giving you a level of payment/rate certainty, while allowing you to save money when interest rates are low.

At doddl, our expert advisors will discuss all options available to you, and help guide you to securing the best mortgage for you.

When applying for a mortgage, it’s important to note that banks have differing lending criteria based on your employment status, income, your deposit, and repayment capacity.

Our team of experts can help find the best mortgage for you.

Whether you are a first time buyer, looking for a second mortgage, or looking to switch to a better rate; when you choose doddl, our aim is to always submit a full and comprehensive pack to ensure your mortgage application is clear and readily approved.

We spend a huge amount of time preparing a credit proposal to submit with your application pack to showcase the key points of your application.

This has led to over 99% of our applications being approved.