Step 3 | Changing Mortgage | doddl

The Mortgage Switching Process

Finding the right mortgage for your personal circumstances can be easier said than done when there are hundreds of deals to choose from at any given time.
Fixed versus variable, cash back or not... to help the most competitive deal that matches your requirements it definitely helps to seek expert advice. That is where doddl can help.
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Getting Mortgage Approval

The doddl Secure Customer Portal–

When switching your mortgage the main part of the process for you is preparing documentation for application. You will have been through this process before when purchasing your property, the only difference this time is that you are in a position where you have proven you can meet the mortgage repayments based on your existing mortgage and you have a property. Also there is no stressful purchase this time around,

simply a transaction to move your mortgage to an alternate bank to save you money.

We understand that paperwork is tedious but it is hugely important to remember that once you have gathered the documentation we can drive the process forward to completion and to allow you to make those interest savings. We have created a secure customer portal that allows you to create your own mortgage account to which you can upload your mortgage documents and monitor the progress of your application to completion. Once you make contact with our mortgage experts and decide to progress with your mortgage switch your dedicated mortgage advisor will send you through a link to our secure portal which will outline next steps including the documentation you need to submit for application.

We will be with you every steps of the way.

Your mortgage partner –

Once all documentation is to hand your dedicated mortgage advisor can really take control and push forward your application. Your mortgage advisor will prepare a full proposal outlining your requirements and how your application fits the lenders underwriting policy. Your chosen lender will issue approval within 10 working days, we will immediately advise you of same and move forward to next step which is valuation. When switching your mortgage the main part of the process for you is preparing documentation for application. You will have been through this process before when purchasing your property, the only difference this time is that you are in a position where you have proven you can meet the mortgage repayments and you have a property. There is less stress over securing a property, ensuring all runs smoothly and meeting a closing date.

Our priority now is to save you money by switching your mortgage to a bank that will offer you a better mortgage option.

WARNING: YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP PAYMENTS ON A MORTGAGE OR ANY OTHER LOAN SECURED ON IT. WARNING: YOU MAY HAVE TO PAY CHARGES IF YOU PAY OFF A FIXED RATE LOAN EARLY.