Life Cover tailored to you & your needs

Protect what matters most to you.

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Generating Quotes...

Working with major Irish Insurers 

3 simple steps to cover what matters most 

How assessment works

We’ll make this as effortless as possible for you. Our expert advisors will discuss your situation and find a policy that suits your protection needs and your budget. 

Simply fill in a few straightforward details on our ‘Quote Form‘ above and we’ll take it from there.

Easy details, takes about 3 mins. 

Our experts will look at your needs and tailor a ‘Life Cover‘ policy that protects what matters to you.

We’ll do the heavy lifting for you, for free. 

We’ll guide you through each step from Quote to Cover‘, so you can relax and know you’re protected.

Keeping it stress-free and simple. 

Did you know… when you take out a mortgage, you’ll be required to take out life cover?

We’ve got you covered. Giving you confidence that you and your family are protected, no matter what happens. Our aim is to simplify life and protection cover so that you understand what cover best suits your needs at any current stage of life.

Best of all, we’ll do all this, for free. 

Already have a policy?

Let us carry out a review to simply explain what your current policy covers, so you can easily make changes if you need to. We apply price matching to all policies, to ensure you’re covered at the least cost. 

Real people, real reviews

What people are saying

Apart from wanting to make the world a better place in our own little way, this is why we do what we do. 

  • The team at Doddl, particularly Una & Sadhbh have been incredible during our mortgage application process. It was a difficult journey as we were repeatedly faced with rate hikes... read more

    Chani Anderson

    Fantastic service. Our mortgage was complex, and everyone at Doddl was always ready to jump in, very professional and helpful. We are very grateful for the amazing and professional service... read more

    Marcin Solarz

    We've used doddl 3 times now over the past 10 years for our mortgage requirements. Everything is explained clearly and options are planned out. We'll go with them again should... read more

    Stuart Heenan

    Really personal to work with, very very helpful from start to finish. Would definitely recommend.

    Alan Dunne
  • Shane & Kevin were amazing to deal with. They also connected me to their Life Cover department (Huge thanks to Caitriona) so it all turned out to be a one-stop-shop... read more

    Liana U

    After a not great experience with a previous broker I was recommended to contact Doddl and they were a life saver, they managed to get me the amount I needed,... read more

    Juliana Araújo Moraes

    The team at Doddl, and in particular Mairead, did an excellent job of advising us and securing a mortgage at the best available rate. There were some legal complications which... read more

    Billy Jones

    Couldn't recommend Doddl enough as a first time buyer. They made the process so easy to understand and progress with, from getting approved during the summer to collecting the keys... read more

    Kate Stapleton
  • From start to finish, working with Doddl was extremely easy, all online. Highly recommend them, they made it all stress free. People worked with were very professional and supportive. Celly... read more

    Kevin Moore

    The team at doodl were extremely helpful. They guided us through every step of the process, making it simple for us and also for supporting a new application when rates... read more

    Shauna Clarke

    Great staff, good communication and great results - just what you need during a stressful time like applying for a mortgage!!

    Mary Bradley

    Doddl team are outstanding and the digital platform was very easy to use. David was my advisor who was really exceptional and extremely helpful. Clare was our closing agent and... read more

    Sughunaswaran Perumal
  • During a very uncertain time in mortgages I found Doddle extremely knowledgeable and helpful. The were on the ball at every stage. Particular thanks to Tara, Teresa & Meagan. Would... read more

    lia paul

    A pleasure to deal with the team at doddl. Their professionalism was exceptional throughout our switching process. We will definitely return to them should we need to at any point... read more

    Aoife Byrne

    We had the most excellent advisors and brokers, the help and guidance we received was unparalleled! Could not recommend more highly, if we ever go to switch our mortgage we... read more

    Jamie Houlihan

    Kevin Fennessy and team at doddl were fantastic every step of the way from initial application to mortgage drawdown. They got back to all my queries along the way promptly... read more

    Gerard Roche
  • It really has been a pleasure to work with them from start to finish. Got mortgage of a very good multiplicator of my annual salary while was on probation. Everyone... read more

    Aleksei Chuvakov

    Great experience with the team. Very professional.

    peipcheng

    Fantastic service. Always Polite and very Responsive. Couldn't say enough good things about the doddl team.

    Mark Pilkington

    We went with Doddl for our mortgage switch and we're really impressed with their work. The entire process was on-line and seamless from the start to end. Also, the teamwork... read more

    Satish R
  • Our Doddl team was absolutely exceptional from the very first email I sent to Diane to the very last moment of our mortgage drawdown with Katie☺️ Diane and Katie were... read more

    LuciaB

    We just completed our dealings with Doodl. This was a remortgage brought about by KBC exiting the market. On that occasion we went direct. It took three times as long.... read more

    Brendan Wallace

    We had a wonderful experience with doddl. From the moment we filled out the application form online, to the release of our mortgage funds, we couldn't have found the team... read more

    Anne Cuddihy

    Very positive experience dealing with Doddl and the team. They made the process smooth and were very helpful with all queries that we encountered. Would certainly recommend.

    niall connaughton
  • The team at Doddl were excellent to work with. Their communication was very good and prompt and their online system of uploading and saving and organising documents was very beneficial.... read more

    Lauren Molloy

    Fantastic experience, would highly recommend them. Big team so you always have someone available, lots of it is online/by email which is really convenient. They went above and beyond for... read more

    Jess C - she her

    I would like to sincerely thank the staff at Doddl for their incredible patience and help as I finally got to the end of my house purchase journey! The... read more

    Jane Hughes

    A big thank you to Mairead and Dimitra at Doddl. They were extremely knowledgeable and helpful from start to finish. The team made the whole process appear seamless. Will use... read more

    Sinead Coughlan
  • An absolute pleasure to deal with from start to finish. Very friendly, helpful and professional. Could not recommend highly enough. Massive thank you to Mairéad, Catherine, Dimitra, Teresa & team..... read more

    Paul Slevin

    Great communication and knowledge.

    Brian O'Connell

    Absolutely fantastic service! The assistance from Kevin, Caoimhe, Katie and Caitriona (life & mortgage cover) was excellent. The process of uploading files to the portal is so handy and allows... read more

    Ian Keelan

    Great team, can't recommend enough, thanks Caoimhe, Catherine and Mairead!

    Diarmaid O Culain
  • Excellent service, made a complex process so easy and painless. Highly recommended!!

    Eoin Warren

    We had a great experience with doddl when buying our new home. They were quick, professional, knowledgeable and very patient with our never ending questions. David in particular was extremely... read more

    David Sullivan

    Decided to switch my mortgage away from one of the banks exiting the market, & settled on Doddl as my broker. From first point of contact to drawdown, ... read more

    alcoffey

    I've had a great experience with Doddl. I used them to switch my mortgage provider and everything was so smooth. Doddl's online portal is simple to use and uploading your... read more

    David O'Meara
  • Delighted to have switched mortgage and made huge savings with thanks to Doodl especially David and Dimitra for all their help and advice. Would highly recommend. So simple and straightforward.

    Eileen Collins

    Thanks a mil for all your help on switching our mortgage. All the team were so helpful and answered any questions we had. Also very responsive to our emails etc.... read more

    Grace Michael

    The team in doddle, especially Kevin who was our advisor, and Meagan who was our closing advisor, were absolutely amazing from start to finish. This was a process filled with... read more

    David Murphy
  • After a not great experience with a previous broker I was recommended to contact Doddl and they were a life saver, they managed to get me the amount I needed,... read more

    Juliana Araújo Moraes

    Really personal to work with, very very helpful from start to finish. Would definitely recommend.

    Alan Dunne

    It really has been a pleasure to work with them from start to finish. Got mortgage of a very good multiplicator of my annual salary while was on probation. Everyone... read more

    Aleksei Chuvakov
  • During a very uncertain time in mortgages I found Doddle extremely knowledgeable and helpful. The were on the ball at every stage. Particular thanks to Tara, Teresa & Meagan. Would... read more

    lia paul

    Great experience with the team. Very professional.

    peipcheng

    Doddl team are outstanding and the digital platform was very easy to use. David was my advisor who was really exceptional and extremely helpful. Clare was our closing agent and... read more

    Sughunaswaran Perumal
  • The team at doodl were extremely helpful. They guided us through every step of the process, making it simple for us and also for supporting a new application when rates... read more

    Shauna Clarke

    The team in doddle, especially Kevin who was our advisor, and Meagan who was our closing advisor, were absolutely amazing from start to finish. This was a process filled with... read more

    David Murphy

    Thanks a mil for all your help on switching our mortgage. All the team were so helpful and answered any questions we had. Also very responsive to our emails etc.... read more

    Grace Michael
  • The team at Doddl were excellent to work with. Their communication was very good and prompt and their online system of uploading and saving and organising documents was very beneficial.... read more

    Lauren Molloy

    Our Doddl team was absolutely exceptional from the very first email I sent to Diane to the very last moment of our mortgage drawdown with Katie☺️ Diane and Katie were... read more

    LuciaB

    We had a great experience with doddl when buying our new home. They were quick, professional, knowledgeable and very patient with our never ending questions. David in particular was extremely... read more

    David Sullivan
  • Great communication and knowledge.

    Brian O'Connell

    Fantastic experience, would highly recommend them. Big team so you always have someone available, lots of it is online/by email which is really convenient. They went above and beyond for... read more

    Jess C - she her

    Kevin Fennessy and team at doddl were fantastic every step of the way from initial application to mortgage drawdown. They got back to all my queries along the way promptly... read more

    Gerard Roche
  • Fantastic service. Always Polite and very Responsive. Couldn't say enough good things about the doddl team.

    Mark Pilkington

    Very positive experience dealing with Doddl and the team. They made the process smooth and were very helpful with all queries that we encountered. Would certainly recommend.

    niall connaughton

    Delighted to have switched mortgage and made huge savings with thanks to Doodl especially David and Dimitra for all their help and advice. Would highly recommend. So simple and straightforward.

    Eileen Collins
  • We've used doddl 3 times now over the past 10 years for our mortgage requirements. Everything is explained clearly and options are planned out. We'll go with them again should... read more

    Stuart Heenan

    We just completed our dealings with Doodl. This was a remortgage brought about by KBC exiting the market. On that occasion we went direct. It took three times as long.... read more

    Brendan Wallace

    The team at Doddl, particularly Una & Sadhbh have been incredible during our mortgage application process. It was a difficult journey as we were repeatedly faced with rate hikes... read more

    Chani Anderson
  • Great staff, good communication and great results - just what you need during a stressful time like applying for a mortgage!!

    Mary Bradley

    We had a wonderful experience with doddl. From the moment we filled out the application form online, to the release of our mortgage funds, we couldn't have found the team... read more

    Anne Cuddihy

    The team at Doddl, and in particular Mairead, did an excellent job of advising us and securing a mortgage at the best available rate. There were some legal complications which... read more

    Billy Jones
  • I've had a great experience with Doddl. I used them to switch my mortgage provider and everything was so smooth. Doddl's online portal is simple to use and uploading your... read more

    David O'Meara

    We had the most excellent advisors and brokers, the help and guidance we received was unparalleled! Could not recommend more highly, if we ever go to switch our mortgage we... read more

    Jamie Houlihan

    We went with Doddl for our mortgage switch and we're really impressed with their work. The entire process was on-line and seamless from the start to end. Also, the teamwork... read more

    Satish R
  • Great team, can't recommend enough, thanks Caoimhe, Catherine and Mairead!

    Diarmaid O Culain

    From start to finish, working with Doddl was extremely easy, all online. Highly recommend them, they made it all stress free. People worked with were very professional and supportive. Celly... read more

    Kevin Moore

    A big thank you to Mairead and Dimitra at Doddl. They were extremely knowledgeable and helpful from start to finish. The team made the whole process appear seamless. Will use... read more

    Sinead Coughlan

We are the experts the media call on

doddl Irish Mortgage Media Outlets

FAQs

Life cover is a type of insurance policy that pays out in the event of the death of the policy holder.

The most common types of cover are Mortgage Protection and Level Term cover. You may also wish to take out Specified Illness cover or Income Protection to protect yourself and others in the event of illness or disability.

All mortgage providers require a life policy to be in place before allowing you to draw down a mortgage on a home loan. The life policy will be assigned to the mortgage lender while the mortgage is in place. 

Mortgage Protection is a type of life cover insurance that is designed to clear a mortgage in the event of the policy holders’ death. The policy is designed to clear the outstanding amount of your mortgage. The amount insured decreases over the term of the policy. The monthly premium of the policy remains the same for the duration of the plan (unless indexation is selected).

Level term cover is a type of policy whereby the amount insured stays the same for the duration of the term. In the event of death, the policy will pay out the sum insured, if the policy is assigned to a mortgage lender the mortgage will be repaid from the proceeds of the policy and any further benefit will pay to the second person on the policy. If the life policy is in one person’s name, the remaining benefit will pay to their estate. 

A Convertible option allows you to ‘convert the policy’ and extend the term of your policy, subject to terms but without medical assessment at time of conversion.

Life cover will pay out in the event of the policy holder’s death, however there are other policies that you can take out to further protect yourself and your family. These can provide additional protection if you are unable to pay your mortgage or bills due to an accident or illness. The most popular policies are Income Protection and Specified Illness cover.

Income protection is a policy that will pay out a regular payment that replaces part of your lost income if you cannot work due to a medium to long-term illness or disability. This is a taxable income paid in addition to any social welfare entitlement and you can claim tax relief on the premium.

It’s important to be aware of your employer benefits before considering any policy to ensure the cover you choose is appropriate for you. If your employer has a scheme that will pay you long term if you are out sick, then you will not need to consider an income protection policy. If your employer pays you for a period of time e.g., 3/6/12 months then you can consider an Income Protection policy that would start to pay you when your employer income ceases, if you cannot return to work.

You should enquire as to any employee benefit available so that you can understand any additional needs you may have.

Specified Illness cover is a tax-free lump sum that is paid out on diagnosis of a specified illness as defined in the terms and conditions of your policy.

This policy is designed to help you pay towards the cost of being sick. Your health insurance/public system covers the hospital costs but there may be other costs which can increase the financial burden when you’re sick. These may include time off, additional childcare, cost of travel to and from hospital, consultant fees not covered by health insurance, accommodation, parking, outpatient treatments/therapies.

A Specified Illness benefit will provide you with financial breathing space to allow you to concentrate on getting better and not worry about your finances.

Each person will have different needs and priorities but an average budget to consider is between 3% and 5% of the net income of the higher earner. It is important to have some cover in place but equally important to know that you can afford this for the long term and know that it is in place if you need to make a claim. 

At doddl we can help you tailor a package that is personal to your budget and your needs and don’t forget, our service is free!
Complete ‘Get Quotes’ section for the best policy for you.

If you have any queries email us at lifequotes@doddl.ie or call us on 01 6624600.

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