Life Cover tailored to you & your needs
Protect what matters most to you.

Working with major Irish Insurers
3 simple steps to cover what matters most
How assessment works
We’ll make this as effortless as possible for you. Our expert advisors will discuss your situation and find a policy that suits your protection needs and your budget.
Simply fill in a few straightforward details on our ‘Quote Form‘ above and we’ll take it from there.
Easy details, takes about 3 mins.
Our experts will look at your needs and tailor a ‘Life Cover‘ policy that protects what matters to you.
We’ll do the heavy lifting for you, for free.
We’ll guide you through each step from Quote to Cover‘, so you can relax and know you’re protected.
Keeping it stress-free and simple.
Did you know… when you take out a mortgage, you’ll be required to take out life cover?
Best of all, we’ll do all this, for free.
Already have a policy?
Let us carry out a review to simply explain what your current policy covers, so you can easily make changes if you need to. We apply price matching to all policies, to ensure you’re covered at the least cost.
Real people, real reviews
What people are saying
Apart from wanting to make the world a better place in our own little way, this is why we do what we do.
-
The team at Doddl, particularly Una & Sadhbh have been incredible during our mortgage application process. It was a difficult journey as we were repeatedly faced with rate hikes... read more from various lenders but Una patiently and consistently reviewed our options and resent applications for us so that we eventually ended up with a great mortgage which has just been drawn down. Thanks so much for all your great work!
Fantastic service. Our mortgage was complex, and everyone at Doddl was always ready to jump in, very professional and helpful. We are very grateful for the amazing and professional service... read more we have received, and we could not recommend them enough.
We've used doddl 3 times now over the past 10 years for our mortgage requirements. Everything is explained clearly and options are planned out. We'll go with them again should... read more our situation require it as you get better mortgage rates through this company than going direct - we'd highly recommend doddl to anyone looking for mortgage advice.
Really personal to work with, very very helpful from start to finish. Would definitely recommend.
-
Shane & Kevin were amazing to deal with. They also connected me to their Life Cover department (Huge thanks to Caitriona) so it all turned out to be a one-stop-shop... read more and everyone was linked up which made a stressful process that much more bearable. Great team!
After a not great experience with a previous broker I was recommended to contact Doddl and they were a life saver, they managed to get me the amount I needed,... read more they were always on top of everything. My process was very long (due to other issues), but doddl was always doing a follow up with the bank and my solicitor. I already recommended to all friends that are looking for a broker .
The team at Doddl, and in particular Mairead, did an excellent job of advising us and securing a mortgage at the best available rate. There were some legal complications which... read more delayed the purchase but Doddl stuck with us all the way. They put in a huge amount of work to get things over the line and were always supportive and professional. Highly recommended.
Couldn't recommend Doddl enough as a first time buyer. They made the process so easy to understand and progress with, from getting approved during the summer to collecting the keys... read more in November it's been a dream to work with the team.
-
From start to finish, working with Doddl was extremely easy, all online. Highly recommend them, they made it all stress free. People worked with were very professional and supportive. Celly... read more the starting agent and Katie for closing procedures.
The team at doodl were extremely helpful. They guided us through every step of the process, making it simple for us and also for supporting a new application when rates... read more went up. They came highly recommended from a friend and we are happy to recommend them to more friends!
Great staff, good communication and great results - just what you need during a stressful time like applying for a mortgage!!
Doddl team are outstanding and the digital platform was very easy to use. David was my advisor who was really exceptional and extremely helpful. Clare was our closing agent and... read more seemless in communcation till the drawdown. It was great communication till the drawdown. Highly recommended
-
During a very uncertain time in mortgages I found Doddle extremely knowledgeable and helpful. The were on the ball at every stage. Particular thanks to Tara, Teresa & Meagan. Would... read more definitely recommend to anyone! Thank you!
A pleasure to deal with the team at doddl. Their professionalism was exceptional throughout our switching process. We will definitely return to them should we need to at any point... read more in the future and will recommend without hesitation to others.
We had the most excellent advisors and brokers, the help and guidance we received was unparalleled! Could not recommend more highly, if we ever go to switch our mortgage we... read more won't be looking any further than Doddl. We couldn't have gotten through and to the finish line with them, if you have the opportunity, go with doddl!
Kevin Fennessy and team at doddl were fantastic every step of the way from initial application to mortgage drawdown. They got back to all my queries along the way promptly... read more (within 24hrs) and really made the whole process of buying a house in 2022 as stress free as possible. Also the doddl mortgage application online platform is very intuitive and smooth, letting you know exactly what you need to do each step of the way. I'll highly reccommend doddl to friends and family.
-
It really has been a pleasure to work with them from start to finish. Got mortgage of a very good multiplicator of my annual salary while was on probation. Everyone... read more said it was impossible to get any mortgage in Ireland while being on probation period but Doddle made it. People worked with me were supportive and professional. Went above and beyond for me. Kevin was my advisor and Clare was the closing agent. It was much easier than communicating with banks directly and I could get better mortgage conditions through the brokers. Highly recommended.
Great experience with the team. Very professional.
Fantastic service. Always Polite and very Responsive. Couldn't say enough good things about the doddl team.
We went with Doddl for our mortgage switch and we're really impressed with their work. The entire process was on-line and seamless from the start to end. Also, the teamwork... read more between our Doddl team was exceptional and well played. We never have to ring them during our application processing as all action items were very efficiently dealt with and closed on time. Thanks Una, Meagan and Caitriona for your valuable input/time and helping us with our mortgage switching process.
-
Our Doddl team was absolutely exceptional from the very first email I sent to Diane to the very last moment of our mortgage drawdown with Katie☺️ Diane and Katie were... read more extremely knowledgeable, professional, kind, understanding and helpful! We can’t thank you both enough ladies and Doddl are very lucky to have you both. We had our AIP in place in prob just under 3wks and if it wasn’t for a few delays on our building site we would prob had mortgage sorted and closed in less than two weeks after that 😬 Diane and Katie (and everyone else in team Doddle )- thank you ever so much once again!! Lucia&Tom
We just completed our dealings with Doodl. This was a remortgage brought about by KBC exiting the market. On that occasion we went direct. It took three times as long.... read more The experience with Doodl was extremely positive. The Doddl team in particular Katie and Catherine were prompt to us with queries, follow ups and equally prompt chasing various stakeholders on our behalf. The ladies were always courteous, professional whilst always exuding a friendly positivity that put us at ease. Would highly recommend their services. Thank you Annette and Brendan
We had a wonderful experience with doddl. From the moment we filled out the application form online, to the release of our mortgage funds, we couldn't have found the team... read more at doddl to be more helpful. The purchase of our house was delayed due to the builders and we ended up having to reapply for our mortgage, but none of this was a problem for them. I would like to give a special mention to Kevin and Meagan who worked so closely with us in the last few months and Meagan, in particular, managed to keep me calm when we were at a crucial moment in our home-buying journey and the stress of trying to get the indemnity letter from the insurance company was proving stressful. Thanks also to Caitriona who put a lot of work into organising our life policy. If you decide to go with doddl you won't go wrong.
Very positive experience dealing with Doddl and the team. They made the process smooth and were very helpful with all queries that we encountered. Would certainly recommend.
-
The team at Doddl were excellent to work with. Their communication was very good and prompt and their online system of uploading and saving and organising documents was very beneficial.... read more I would have no hesitation in recommending Doddl
Fantastic experience, would highly recommend them. Big team so you always have someone available, lots of it is online/by email which is really convenient. They went above and beyond for... read more me to ensure I was able to hit deadlines, which was so appreciated. They were kind and personable, which mortgages usually are NOT, so extra kudos to them.
I would like to sincerely thank the staff at Doddl for their incredible patience and help as I finally got to the end of my house purchase journey! The... read more level of forensic detail required by lenders is quite daunting and requires nerves of steel! It is an art in itself to navigate through with any sense of style... However, that's where Doddl came in! Dimitra, Catherine, Clare, Moira and Caitriona were all there somewhere along the way and couldn't have been any more helpful and professional, each one of them. Thank you so much. I highly recommend Doddl as Mortgage Brokers.
A big thank you to Mairead and Dimitra at Doddl. They were extremely knowledgeable and helpful from start to finish. The team made the whole process appear seamless. Will use... read more again in future and would definitely recommend. Thank you for everything 🙂
-
An absolute pleasure to deal with from start to finish. Very friendly, helpful and professional. Could not recommend highly enough. Massive thank you to Mairéad, Catherine, Dimitra, Teresa & team..
Great communication and knowledge.
Absolutely fantastic service! The assistance from Kevin, Caoimhe, Katie and Caitriona (life & mortgage cover) was excellent. The process of uploading files to the portal is so handy and allows... read more piece of mind to know that any more information that’s needed by the banks, Doddl will list out for us and not have any confusion between ourselves and the bank. They’re also extremely attentive to phone calls and issues we had as first time buyers, and even when staff had annual leave, there was always another individual to take over and assist, with no confusion. Very very good service and would recommend to anyone looking for a mortgage.
Great team, can't recommend enough, thanks Caoimhe, Catherine and Mairead!
-
Excellent service, made a complex process so easy and painless. Highly recommended!!
We had a great experience with doddl when buying our new home. They were quick, professional, knowledgeable and very patient with our never ending questions. David in particular was extremely... read more helpful.
Decided to switch my mortgage away from one of the banks exiting the market, & settled on Doddl as my broker. From first point of contact to drawdown, ... read more it was a great experience. Great communication at all times, and the online portal is very easy to use to upload all the documents required. Special thanks for Alyx & Katie who's expertise & guidance were invaluable throughout the process. end result, I've switched to my preferred lender, at a super low fixed rate. Thanks to all at Doddl, would highly recommend them to anyone as a professional & meticulous mortgage broker.
I've had a great experience with Doddl. I used them to switch my mortgage provider and everything was so smooth. Doddl's online portal is simple to use and uploading your... read more documents is easy, with clear guidance on what I needed to provide. Doddl's staff were in contact with me when needed and they were always a pleasure to deal with and to top it all off I completed everything from the comfort of my home.
-
Delighted to have switched mortgage and made huge savings with thanks to Doodl especially David and Dimitra for all their help and advice. Would highly recommend. So simple and... read more straightforward.
Thanks a mil for all your help on switching our mortgage. All the team were so helpful and answered any questions we had. Also very responsive to our emails etc.... read more We cannot thank you enough, Grace & Michael
The team in doddle, especially Kevin who was our advisor, and Meagan who was our closing advisor, were absolutely amazing from start to finish. This was a process filled with... read more uncertainty and turmoil, and Kevin made things extraordinarily easier for us. Can't recommend them enough, thanks a lot Kevin, Meagan and the rest of the doddle team.
-
Great communication and knowledge.
I've had a great experience with Doddl. I used them to switch my mortgage provider and everything was so smooth. Doddl's online portal is simple to use and uploading your... read more documents is easy, with clear guidance on what I needed to provide. Doddl's staff were in contact with me when needed and they were always a pleasure to deal with and to top it all off I completed everything from the comfort of my home.
Really personal to work with, very very helpful from start to finish. Would definitely recommend.
-
Great staff, good communication and great results - just what you need during a stressful time like applying for a mortgage!!
Great experience with the team. Very professional.
During a very uncertain time in mortgages I found Doddle extremely knowledgeable and helpful. The were on the ball at every stage. Particular thanks to Tara, Teresa & Meagan. Would... read more definitely recommend to anyone! Thank you!
-
Our Doddl team was absolutely exceptional from the very first email I sent to Diane to the very last moment of our mortgage drawdown with Katie☺️ Diane and Katie were... read more extremely knowledgeable, professional, kind, understanding and helpful! We can’t thank you both enough ladies and Doddl are very lucky to have you both. We had our AIP in place in prob just under 3wks and if it wasn’t for a few delays on our building site we would prob had mortgage sorted and closed in less than two weeks after that 😬 Diane and Katie (and everyone else in team Doddle )- thank you ever so much once again!! Lucia&Tom
From start to finish, working with Doddl was extremely easy, all online. Highly recommend them, they made it all stress free. People worked with were very professional and supportive. Celly... read more the starting agent and Katie for closing procedures.
Shane & Kevin were amazing to deal with. They also connected me to their Life Cover department (Huge thanks to Caitriona) so it all turned out to be a one-stop-shop... read more and everyone was linked up which made a stressful process that much more bearable. Great team!
-
Delighted to have switched mortgage and made huge savings with thanks to Doodl especially David and Dimitra for all their help and advice. Would highly recommend. So simple and... read more straightforward.
The team at Doddl, particularly Una & Sadhbh have been incredible during our mortgage application process. It was a difficult journey as we were repeatedly faced with rate hikes... read more from various lenders but Una patiently and consistently reviewed our options and resent applications for us so that we eventually ended up with a great mortgage which has just been drawn down. Thanks so much for all your great work!
An absolute pleasure to deal with from start to finish. Very friendly, helpful and professional. Could not recommend highly enough. Massive thank you to Mairéad, Catherine, Dimitra, Teresa & team..
-
Kevin Fennessy and team at doddl were fantastic every step of the way from initial application to mortgage drawdown. They got back to all my queries along the way promptly... read more (within 24hrs) and really made the whole process of buying a house in 2022 as stress free as possible. Also the doddl mortgage application online platform is very intuitive and smooth, letting you know exactly what you need to do each step of the way. I'll highly reccommend doddl to friends and family.
We just completed our dealings with Doodl. This was a remortgage brought about by KBC exiting the market. On that occasion we went direct. It took three times as long.... read more The experience with Doodl was extremely positive. The Doddl team in particular Katie and Catherine were prompt to us with queries, follow ups and equally prompt chasing various stakeholders on our behalf. The ladies were always courteous, professional whilst always exuding a friendly positivity that put us at ease. Would highly recommend their services. Thank you Annette and Brendan
We had the most excellent advisors and brokers, the help and guidance we received was unparalleled! Could not recommend more highly, if we ever go to switch our mortgage we... read more won't be looking any further than Doddl. We couldn't have gotten through and to the finish line with them, if you have the opportunity, go with doddl!
-
After a not great experience with a previous broker I was recommended to contact Doddl and they were a life saver, they managed to get me the amount I needed,... read more they were always on top of everything. My process was very long (due to other issues), but doddl was always doing a follow up with the bank and my solicitor. I already recommended to all friends that are looking for a broker .
Doddl team are outstanding and the digital platform was very easy to use. David was my advisor who was really exceptional and extremely helpful. Clare was our closing agent and... read more seemless in communcation till the drawdown. It was great communication till the drawdown. Highly recommended
Excellent service, made a complex process so easy and painless. Highly recommended!!
-
The team at Doddl were excellent to work with. Their communication was very good and prompt and their online system of uploading and saving and organising documents was very beneficial.... read more I would have no hesitation in recommending Doddl
Thanks a mil for all your help on switching our mortgage. All the team were so helpful and answered any questions we had. Also very responsive to our emails etc.... read more We cannot thank you enough, Grace & Michael
A big thank you to Mairead and Dimitra at Doddl. They were extremely knowledgeable and helpful from start to finish. The team made the whole process appear seamless. Will use... read more again in future and would definitely recommend. Thank you for everything 🙂
-
The team at doodl were extremely helpful. They guided us through every step of the process, making it simple for us and also for supporting a new application when rates... read more went up. They came highly recommended from a friend and we are happy to recommend them to more friends!
Fantastic service. Our mortgage was complex, and everyone at Doddl was always ready to jump in, very professional and helpful. We are very grateful for the amazing and professional service... read more we have received, and we could not recommend them enough.
Couldn't recommend Doddl enough as a first time buyer. They made the process so easy to understand and progress with, from getting approved during the summer to collecting the keys... read more in November it's been a dream to work with the team.
-
The team in doddle, especially Kevin who was our advisor, and Meagan who was our closing advisor, were absolutely amazing from start to finish. This was a process filled with... read more uncertainty and turmoil, and Kevin made things extraordinarily easier for us. Can't recommend them enough, thanks a lot Kevin, Meagan and the rest of the doddle team.
It really has been a pleasure to work with them from start to finish. Got mortgage of a very good multiplicator of my annual salary while was on probation. Everyone... read more said it was impossible to get any mortgage in Ireland while being on probation period but Doddle made it. People worked with me were supportive and professional. Went above and beyond for me. Kevin was my advisor and Clare was the closing agent. It was much easier than communicating with banks directly and I could get better mortgage conditions through the brokers. Highly recommended.
A pleasure to deal with the team at doddl. Their professionalism was exceptional throughout our switching process. We will definitely return to them should we need to at any point... read more in the future and will recommend without hesitation to others.
-
I would like to sincerely thank the staff at Doddl for their incredible patience and help as I finally got to the end of my house purchase journey! The... read more level of forensic detail required by lenders is quite daunting and requires nerves of steel! It is an art in itself to navigate through with any sense of style... However, that's where Doddl came in! Dimitra, Catherine, Clare, Moira and Caitriona were all there somewhere along the way and couldn't have been any more helpful and professional, each one of them. Thank you so much. I highly recommend Doddl as Mortgage Brokers.
Fantastic experience, would highly recommend them. Big team so you always have someone available, lots of it is online/by email which is really convenient. They went above and beyond for... read more me to ensure I was able to hit deadlines, which was so appreciated. They were kind and personable, which mortgages usually are NOT, so extra kudos to them.
Great team, can't recommend enough, thanks Caoimhe, Catherine and Mairead!
We are the experts the media call on

FAQs
Life cover is a type of insurance policy that pays out in the event of the death of the policy holder.
The most common types of cover are Mortgage Protection and Level Term cover. You may also wish to take out Specified Illness cover or Income Protection to protect yourself and others in the event of illness or disability.
All mortgage providers require a life policy to be in place before allowing you to draw down a mortgage on a home loan. The life policy will be assigned to the mortgage lender while the mortgage is in place.
Mortgage Protection is a type of life cover insurance that is designed to clear a mortgage in the event of the policy holders’ death. The policy is designed to clear the outstanding amount of your mortgage. The amount insured decreases over the term of the policy. The monthly premium of the policy remains the same for the duration of the plan (unless indexation is selected).
Level term cover is a type of policy whereby the amount insured stays the same for the duration of the term. In the event of death, the policy will pay out the sum insured, if the policy is assigned to a mortgage lender the mortgage will be repaid from the proceeds of the policy and any further benefit will pay to the second person on the policy. If the life policy is in one person’s name, the remaining benefit will pay to their estate.
A Convertible option allows you to ‘convert the policy’ and extend the term of your policy, subject to terms but without medical assessment at time of conversion.
Life cover will pay out in the event of the policy holder’s death, however there are other policies that you can take out to further protect yourself and your family. These can provide additional protection if you are unable to pay your mortgage or bills due to an accident or illness. The most popular policies are Income Protection and Specified Illness cover.
Income protection is a policy that will pay out a regular payment that replaces part of your lost income if you cannot work due to a medium to long-term illness or disability. This is a taxable income paid in addition to any social welfare entitlement and you can claim tax relief on the premium.
It’s important to be aware of your employer benefits before considering any policy to ensure the cover you choose is appropriate for you. If your employer has a scheme that will pay you long term if you are out sick, then you will not need to consider an income protection policy. If your employer pays you for a period of time e.g., 3/6/12 months then you can consider an Income Protection policy that would start to pay you when your employer income ceases, if you cannot return to work.
You should enquire as to any employee benefit available so that you can understand any additional needs you may have.
Specified Illness cover is a tax-free lump sum that is paid out on diagnosis of a specified illness as defined in the terms and conditions of your policy.
This policy is designed to help you pay towards the cost of being sick. Your health insurance/public system covers the hospital costs but there may be other costs which can increase the financial burden when you’re sick. These may include time off, additional childcare, cost of travel to and from hospital, consultant fees not covered by health insurance, accommodation, parking, outpatient treatments/therapies.
A Specified Illness benefit will provide you with financial breathing space to allow you to concentrate on getting better and not worry about your finances.
Each person will have different needs and priorities but an average budget to consider is between 3% and 5% of the net income of the higher earner. It is important to have some cover in place but equally important to know that you can afford this for the long term and know that it is in place if you need to make a claim.
At doddl we can help you tailor a package that is personal to your budget and your needs and don’t forget, our service is free!
Complete ‘Get Quotes’ section for the best policy for you.
If you have any queries email us at [email protected] or call us on 01 6624600.
Newsletter
Spam free, Unsubscribe anytime
Get access to the latest rates, insights and much. Don’t worry, we’ll only send you the good stuff.